Discover 5% Calendar 2025: A Comprehensive Guide
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Discover 5% Calendar 2025: A Comprehensive Guide
Introduction
The Discover 5% Calendar is a tool created by the credit card company Discover to help cardholders maximize their rewards. By using the Discover 5% Calendar, cardholders can identify the categories that will earn 5% cash back each quarter. This can help cardholders save money on everyday purchases and reach their financial goals faster.
How the Discover 5% Calendar Works
The Discover 5% Calendar is a simple and easy-to-use tool. To use the calendar, simply visit the Discover website or mobile app and select the "Rewards" tab. From there, you will be able to view the current quarter’s 5% categories.
Once you have identified the 5% categories, you can start making purchases in those categories. You will earn 5% cash back on all purchases made in those categories, up to the quarterly maximum.
The 5% Categories
The 5% categories change each quarter. The categories for 2025 are as follows:
- Q1 2025: Grocery stores, drug stores, and convenience stores
- Q2 2025: Gas stations, restaurants, and movie theaters
- Q3 2025: Online shopping, travel, and select streaming services
- Q4 2025: Home improvement stores, furniture stores, and select department stores
The Quarterly Maximum
The Discover 5% Calendar has a quarterly maximum of $1,500 in purchases that will earn 5% cash back. Once you have reached the quarterly maximum, you will earn 1% cash back on all other purchases.
Tips for Maximizing Your Rewards
There are a few things you can do to maximize your rewards from the Discover 5% Calendar:
- Plan your purchases: Take a look at the 5% categories for each quarter and plan your purchases accordingly. This will help you maximize your cash back earnings.
- Use the Discover mobile app: The Discover mobile app makes it easy to track your progress towards the quarterly maximum. You can also use the app to find nearby merchants that accept Discover cards.
- Combine offers: Discover often offers additional rewards and promotions. By combining these offers with the 5% Calendar, you can earn even more cash back.
Conclusion
The Discover 5% Calendar is a valuable tool for cardholders who want to save money on everyday purchases. By using the calendar, you can identify the categories that will earn 5% cash back each quarter and plan your purchases accordingly. With a little planning, you can maximize your rewards and reach your financial goals faster.
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